Our goal at Purmort Brothers Insurance is to provide you with NOT just an insurance policy but a piece of mind knowing your risks are covered in a way that is tailored specifically for you! Call us today to learn how we are more than a policy!
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Auto insurance generally provides protection for losses involving the use of an automobile. This coverage includes bodily injury and property damage of others, as well as medical payments for you and physical damage to your vehicle. Not all policies and coverage are the same, so it’s important to contact Purmort Brothers Insurance to discuss what options are available to offer you the proper protection.
Homeowners is one of the most popular forms of personal insurance on the market. The policy generally offers coverage for the property itself, personal possessions and liability for damage or injury to others. Almost anyone who owns or leases property should have this type of insurance. And often times, homeowners insurance is required by lenders as a requirement to obtain a mortgage. Purmort Brothers Insurance is able to design the right homeowners package to protect your investment.
Farm and ranch insurance can provide protection for farm operations including farm dwellings and contents as well as barns, stables and other farm outbuildings. Liability coverage may also be included to provide coverage for exposures arising out of the farm operation. Purmort Brothers Insurance can tailor the policy for the hobby farmer all the way up to a large scale agribusiness.
Condo insurance is similar to homeowners as far as providing limits of protection for your personal belongings and liability for damage or injury to others. However, it differs as it provides coverage for interior walls, appliances, unit alterations and improvements. The actual structure and common grounds are usually insured through a Master Policy by the association. It’s important to review this with the association, so Purmort Brothers Insurance can be sure to provide you the right protection.
Do you own or have a financial interest in a residence you do not live in? Dwelling Fire insurance will provide structure coverage to your unoccupied or rented properties, as well as liability for damage or injury to others. Contact Purmort Brothers Insurance to discuss the appropriate protection plan for your properties.
Are you a property investor and own more than one home or condo that you rent to others? If so, a Landlord Package Policy would be our recommendation. This type of policy typically insures the structures themselves as well as provides liability protection to cover damage or injury to others. Many other coverage’s can be added such as loss of rent, and legal fees. It’s best to contact Purmort Brothers Insurance for us to provide the best property package for your needs.
Some may think if they don’t own the building they live in, they don’t need insurance. This is a myth. Most property owners typically only insure the structure itself. It’s important for you to cover your own personal property. It’s even more important for you to have liability to protect you in case there is damage to other people’s property while in your possession and or injury to others. Purmort Brothers Insurance is able to discuss with you the proper value to place on your personal property and recommend a limit of liability best for you.
Working from home is becoming more and more popular these days. Anything from clothing, crafts, makeup and baked goods are found throughout the internet, on Facebook and Etsy. Did you know the typical homeowner policy excludes this type of coverage? If you currently work from home or are thinking of starting a business out of the home, it’s best to contact Purmort Brothers Insurance to discuss the best protection plan to meet your needs.
Purmort Brothers Insurance love pets! We are able to offer a health insurance plan that covers the illness and injuries of your furry loved ones. Contact us to discuss what kind of pet plans we have for you.
Umbrella Insurance is a form of liability insurance that will supplement your basic liability policies, such as your auto, home or renters insurance. An umbrella liability policy covers a much higher limit and goes above and beyond claims directly relating to your home and auto. The main purpose of your umbrella policy is to protect your assets from an unforeseen event, such as a tragic accident in which you are held responsible for damages or bodily injuries. If another party files a lawsuit against you, your umbrella coverage will pay for the damages you’re legally responsible for up to the policy limit. Contact Purmort Brothers Insurance to discuss how an Umbrella policy can be added protection for you.
Scheduled Personal Property is for items needing coverage over and above the typical coverage in a homeowners’ insurance policy. Schedule Personal Property protects valuable items that are out of the ordinary and need to carry separate coverage to ensure that their full value is covered in the event of a claim. Are you unsure what items to schedule? Purmort Brothers Insurance will review them with you and make the appropriate recommendation.
Do you travel or ever hesitate to make travel plans (business or personal) because of the “what if’s?” Purmort Brothers Insurance can offer you Trip Cancellation insurance. This would help cover forfeited deposits and/or penalties for cancelled hotel rooms and transportation expenses. We can’t predict such things as medical emergencies, family illness or death, nor can we predict the weather. Let us help cover these types of accident so you can make your travel plans without hesitation!
Whether you lovingly rebuilt your antique auto or classic car from the ground up or you bought a perfectly restored showpiece, it’s much more than a car to you. It’s your passion, your pride and joy. Purmort Brothers Insurance has been writing insurance since 1876… there is a possibility we wrote the insurance when the car was new! Contact us today for options on how to cover your antique, classic or custom vehicle.
If you enjoy fishing, sailing, yachting, or cruising around on a powerboat, make sure you have boat insurance that covers your liability risk as well as your watercraft, equipment and passengers. Perhaps you have a lake cabin and like to tow water skiers or tubing enthusiasts. Maybe you have the party boat and every Fourth of July you load up your vessel with guests, food and libations. Contact Purmort Brothers Insurance to get the right coverage that will protect your financial investments.
Do you own an ATV, but ride it places other than your own property? If so, you’ll want to make sure and have an ATV policy in place. Most homeowner policies won’t cover a loss if the ATV is taken off your property. Purmort Brothers Insurance can review different coverage options for you and find you the perfect policy plan to suit your needs. Contact us today.
Motorcycle Insurance provides financial protection in the event of a motorcycle accident, loss, theft or damage. Motorcycle insurance includes liability coverage in case you are responsible for another person’s injuries or property damage. These policies provide coverage for motorcycles, choppers, fast street bikes or “crotch rockets,” mopeds, and even segways. Contact Purmort Brothers Insurance to find the right protection for you.
You’ve got all the comforts and the flexibility to go where you want. Since your motor home has the characteristics of a vehicle and a home, you’ll want to make sure you’re covered from all angles. See how Purmort Brothers Insurance RV insurance can protect your property and your guests with quality coverage like bodily injury, property damage, sound system, contents, medical payments, towing and rental, to name a few.